7 Steps to Successful Savings

Step 1: Figure out how much you actually earn in your hand We all know how much we are on, but once you take out tax and superannuation, the end figure can look quite different to what you might have thought. You may also need to consider other sources of income like...

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It’s Creeping Up Again – End of Financial Year!

The end of June is getting closer, and with that comes the end of financial year. So you will more than likely need to lodge a tax return at some stage over the next few months. It is also a good opportunity to get your finances in order for the year ahead. Here are...

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Great Coffee – Why it’s important

Well this week’s blog post is on the importance of having a coffee! In Australia we love our coffee…..  I often have meetings over coffee with clients, referrers, other professionals or catch ups with friends and family. It’s a great way to get back to the...

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Stamp duty explained

So following on from my other home loan experiences (yes – I’m all moved in and nicely nested in my new home – thanks for asking) –  I thought I would talk about stamp duty. Stamp duty was another small bump in my road to home ownership and...

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How Redraw & Offset Accounts Save You Money

Offset accounts and redraw facilities work in similar ways; they both allow you to reduce the balance of your home loan, and therefore the interest charged, by applying extra money to your debt. Redraw facilities allow you to deposit spare income into your home loan...

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$2 Billion Dollar Sunshine Coast University Hospital

Sunshine Coast University Hospital – Will you be part of the picture? If you live in or around the Sunshine Coast and have not heard about the new Sunshine Coast University Hospital you must have been living under a rock. The hospital construction has been...

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How is Your 2016 Looking?

  Have you taken action in 2016?   Where do you want to be in 2021?   Do you know are you going to get there?   I know I have just bombarded you with three questions and have not even allowed you to answer one. But I just wanted to give you...

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The Banks & APRA are Tightening the Screws!

Have you heard the uproar over what the banks and APRA (Australian Prudential Regulator Authority – the regulator of banks) have been up to? You would have to have been under a rock for the last 12 months if you had not seen the news, heard the talk, brought a...

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Did I Mention – Do Your Research?

Since you have all been part of my home buying journey thus far I thought I may as well take you through to the end! After much to and fro my offer has finally been accepted on a cute little town house in the Sunny Coast suburb of Sippy Downs! Finance has been...

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Communication…. Here’s What I’ve Learnt

Following on from my last blog about getting your finance sorted I thought I would share more of my personal experiences in purchasing a property. Communication……. this is a huge part of any successful partnership, deal, business, marriage or just general everyday...

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Travel is a lot like Buying an Investment Property!

Well that’s a statement!! Some of you might think buying an investment property is nothing like going traveling and seeing the world…… so let me explain. When we travel, whether it is overseas or in your own country, first of all we must have a goal or a...

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