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Aussie Ladies Take Note

According to consumer research nearly a 1/4 of our Aussie Ladies (22.4%) are passing the buck to their partner or other family members relating to financial issues. This is compared with just 6.6 per cent of men. Women are also more inclined to suffer from...

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Keeping Your Christmas Budget in Check

Christmas is fast approaching and Santa has already laid plans to destroy all your good budgeting work for the entire year! With Aussies set to spend close to ten billion dollars on Christmas gifts this year, now is not to the time to go blowing your budget. You can...

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What Going to America Has Taught Me

As you probably all know (or anyone that follows me on Facebook or Instagram) I have been in America for the last two and half weeks. I took the kids to show them America and experience travel and what they can learn from it. While I was there I attended Loral...

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How to Buy Without a 20% Deposit

When you consider that a small flat in Sydney could set you back half a million dollars at the moment, saving up a 20% deposit to buy that flat – $100,000 can seem an overwhelming – or just plain impossible task…… That’s where lenders mortgage...

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Line of Credit – Good or Bad Idea?

A line of credit (LOC) can be a very appealing idea, with immediate access to the limit of a mortgage and no extra approvals necessary. Used wisely, it can be very helpful, but it can also spell disaster for the unprepared. A line of credit (also called a home equity...

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Good Debt V’s Bad Debt

What is Good Debt and What is Bad debt? Let me start with Bad debt, this is debt that is usually personal debt under your own name for example a mortgage on your own home, a personal loan, credit card or car loans. The reason this is called Bad debt, is that you are...

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When Should You Refinance Your Mortgage?

Whenever it makes financial sense to do so. In the past, most people who took out a mortgage persistently continued with it until they had paid it off. These days, people refinance their mortgage much more frequently. The average duration of a home loan in Australia...

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Is Transport Infrastructure Important When Investing?

Have you heard what is going on in Queensland and the South East….. Brisbane, Gold Coast and Sunshine Coast? We are having a transport infrastructure boom!      There is the new second runway at Brisbane Airport being built which will bring millions of new...

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What is the best time of year to buy a house?

While spring is renowned as the time that sellers dust off their properties and place them on the market, this doesn’t mean it is necessarily the best time for buyers to go shopping. One of the biggest issues with shopping in spring is the flood of other buyers...

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Mum and Dad Investors Make $120k on First Property Deal!

I wanted to tell you about a story about one of my clients. The typical Mum and Dad investors – a working couple who wanted to get ahead and did not know where to start. Both husband and wife have been working hard all their lives and have just about paid off...

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Why Invest in The Sunshine Coast?

We are constantly asked where is the best region in Australia for property investors.  So we researched the nation to find the most promising locations and keep coming back to the same region………… The Sunshine Coast. The fundamentals you always...

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Stop and Smell the Roses

I write this weeks blog post from Adelaide where I am heading to a conference in the Barossa – not a bad place for a conference I thought! I arrived a couple of days early as I have not been to Adelaide before and wanted to check the place out. Pretty cool city,...

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