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Bank pain, we’ve all had it at one stage of our financial life – but what have we done about it? Some people complain about it at their local branch and maybe get a fee refunded or waived every now and then. Some people just like complaining about it to their friends or family but few will get up and do something about it.

When was the last time your bank called you to let you know about a great offer they currently have on home loan rates? Or even new savings account or term deposit that has a better interest rate than your current one? Never, that’s when! They don’t, why would they? It’s simply because they hope that you fall in to the group of “set and forget” so they can kick back and make as much money off you as possible.


Welcome the Mortgage Broker, your number 1 friend in helping you to not only make sure that you have the best home loan solution now but also well into the future. Showing you how you can own your home sooner than 30 years, doing regular reviews of your home loan to make sure that you are getting the best rate available at the time. Then if you want to begin to create real wealth, showing you how to purchase  your own investment property and eventually an entire property investment portfolio.

Why a Mortgage Broker you ask? “I have been with my bank for years and never had an issue”….that’s great but when have they gone out of their way to help you reduce your debt? Earn more interest on your savings? As a Mortgage Broker we work for you, for what’s in your best interest and always going out of our way to show you how you can better manage and reduce your debt.


A simple review on your home loan can save you thousands, let’s take an average mortgage of $500,000 that has been with the same bank for the last 5 years. If you have not revised your fixed term loan, at today’s current rates of around 4% you could potential save $37,000 in interest over the life of your loan. That would be a great family holiday! or a new car? or even a deposit towards your first investment property. Keeping in mind that is only with one review, we at Blue Wave Property like to do a review on our client’s loans every 2 years or so and this can lead to a lot more than the $37,000 saved in interest.

I aim to show all my clients how best to manage their debt, save them money in all areas possible and one day show them how to build their property portfolio, if this sounds like a good idea to you – give me a call and we can discuss your financial future. It costs you nothing for an informal chat that could lead to saving you thousands of dollars in the future!

Look forward to catching up soon – Nikki

To read a bit more about Nikki see HERE