Australia is The World’s Safest Country For Woman

Australia is The World’s Safest Country For Woman

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Australia is the world’s safest country for woman, according to analysis by consultancy New World Wealth in its 2018 Global Wealth Migration Review.

Woman Safe

“Woman safety is one of the best ways to gauge a country’s long term wealth growth potential, with a correlation of 92% between historic wealth growth and woman safety levels,” the report says. “This means that wealth growth is boosted by strong levels of woman safety in a country.”

Australia is among the best performing wealth markets in the world. Over ten years, wealth in Australia has grown by 83%.

Woman Safe

The 10 safest countries for women in 2017 were:

1. Australia
2. Malta
3. Iceland
4. New Zealand
5. Canada
6. Poland
7. Monaco
8. Israel
9. USA
10. South Korea

The rankings are based on the percentage of each country’s female population that has been a victim of a serious crimes over the past year.

“Most of the countries in our top 10 are also popular destinations for migrating HNWIs (high net worth individuals),” says the report. “Also, most of them have experienced strong wealth growth over the past 10-20 years.”

Woman Safe

“We expect emerging markets with good woman safety levels to be some of the world’s top performers in terms of wealth growth over the next 10 years,” says the report. “For instance, countries such as Mauritius and Sri Lanka (which have good levels of woman safety) are both expected to perform very well (in terms of wealth growth) going forward.”

The least safe countries in the world for woman in 2017 include Somalia, Sudan, Iraq and Syria.

Woman safe

I think this is an absolutely outstanding achievement for Australia – being a woman who migrated to Australia over ten years ago now, I couldn’t agree more. I have always felt safe in my home town of the Sunshine Coast and am forever grateful to this great country for providing me with a safe and beautiful place to call home. Thanks Australia Love Bianca x

Australia is Top of the List For Wealthy Migrants

Australia is Top of the List For Wealthy Migrants

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Migrants

Australia is attracting more migrating high net worth individuals (HNWI) than any other country, according to analysis by consultancy New World Wealth in its 2018 Global Wealth Migration Review.

Global wealth migration is accelerating across the world with 95,000 HNWIs migrating in 2017 compared to 82,000 in 2016 and 64,000 in 2015.

In 2017, Australia topped the world with a net inflow of 10,000 HNWIs, those with net assets of $US1 million ($A1.25 million) or more. Second was the US with 9000.

Popular places for them to move to in Australia included: Sydney, Melbourne, Gold Coast, Sunshine Coast, Perth and Brisbane.

Here are the top 10 most popular destinations for the wealthy:

Migrants

The report says Australia’s location makes it a better base for doing business in emerging Asian countries such as China, Japan, South Korea, Hong Kong, Singapore and Vietnam.

Migrants

Safety could also be a factor in deciding to move to Australia. Australia is rated as the safest country for a woman worldwide. Australia is also a safe place for children.

And Australia doesn’t have inheritance taxes.

“Australia’s superior growth over the past decade has also no doubt had an impact on confidence and business opportunities,” says the report. “Over the past 10 years, total wealth held in Australia has risen by 83% compared to 20% growth in the US. As a result, the average Australian is now significantly wealthier than the average US citizen, which was not the case 10 years ago.”

And there is a trend of large European, American and Asian companies setting up offices in Australia, which assists the businessmen in charge of these companies in moving to Australia via work transfers. “During our analysis we noticed that countries with low population densities such as Canada and Australia are some of richest countries in the world on a wealth per capita (wealth per person) basis, whereas densely populated countries such as Nigeria, Ethiopia, Bangladesh and Pakistan are some of the poorest,” the report says.

Migrants

Among the top 10 countries, Canada and Australia have relatively low population densities when compared to the other countries on the list.

The report says a lower population density means less dependence on other countries for trade and resources, less competition for land and resources within country, less waste and pollution, and allows for more wild spaces which improves quality of life for locals.

If you are looking to migrate, or have already migrated to Australia and are looking to invest then give us a call – we’ve got you covered on both property AND finance!

 

New ‘World Cities’ Set To Challenge Dominant Global Destinations

New ‘World Cities’ Set To Challenge Dominant Global Destinations

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Last month, we reported that Sydney was hot on the heels of the established “world cities” — emerging in a second tier just behind the “Big Seven”.

Sydney a Challenger to the ‘Big Seven’ Established World Cities

world cities

London, New York, Tokyo, Paris, Hong Kong, Singapore and Seoul — are the seven that have earned the “world city” title.

More cities around the world have started to check off “world city” status criteria, potentially challenging the destinations that most stimulate the world’s economy.

Beijing, Shanghai, Amsterdam, San Francisco, Toronto, Madrid, Sydney, Los Angeles, Chicago and Washington DC were ranked as potential “contenders”, having been promoted from their previous status as new world or emerging world cities due to acquiring more of the assets and characteristics of established world cities.

JLL’s report, Decoding City Performance, noted that Beijing and Shanghai are the two cities that have moved up from the pack of emerging world cities, closing the gap with neighbouring Seoul and Tokyo.

“Their assets are reaching a critical mass – in the case of Beijing, it is the city’s corporate headquarters, knowledge, media and innovation, while Shanghai has become a highly dynamic business and professional services gateway, underpinned by world-class infrastructure.”

The report listed the “new world city graduates”:

  • Amsterdam, a surprisingly powerful performer in the indices given its size, is an example of a high quality city that is now leveraging the borrowed scale, diversity and knowledge of its wider region.
  • San Francisco’s ongoing success in terms of IT and tech innovation has seen it record very impressive results in respect of business services, fuelling its business appeal to levels approaching those of the dominant business hubs.
  • Toronto combines diverse business sectors with a very strong institutional presence, and the city may stand to benefit from potential immigration reforms in the U.S., especially with regards to attracting tech talent.
  • Madrid is crafting a new position on the world stage. The city government is seeking to improve the urban environment, and its vision of ‘nature is poised to reconquer Madrid’ is set to have a profound effect on the city’s future.
  • Sydney is strengthening through its renewed focus on metropolitan governance and infrastructure, supporting an increasingly dynamic real estate sector.

Courtesy of The Urban Developer

Australia’s Top 10 Googled “where is” Questions…

Australia’s Top 10 Googled “where is” Questions…

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I came across this article and thought it was worth a share! As we are all travel enthusiasts here at Blue Wave this one is quite relevant – and also shocking as the number one googled where is question asked by Aussies is….

where is

The Big Banana: It’s in NSW. Along with a few other things…

1. Where is NSW?

NSW (or New South Wales, if you want to know what it stands for too) is an Australian state, situated on the east coast and bordered by Queensland to the north, Victoria to the south and South Australia to the west. It’s Australia’s largest state by population. You may have even heard of such landmarks as the Sydney Harbour Bridge, Bondi Beach and the Big Banana – all of these are located within NSW.

where is

Brussels’ tiny Manneken Pis is the city’s biggest attraction.

 

 

 

2. Where is Brussels?

Brussels is Belgium’s capital city, and it’s is located in central Belgium, a western European country which shares borders with the Netherlands, Germany, Luxembourg and France. From Paris, it takes less than 1.5 hours to reach Brussels by train. Its most famous landmark? The Manneken Pis, a tiny statue of a boy peeing into a fountain.

3. Where is my phone?

We know it’s not technically a destination, but sadly, we’ve all been there. We recommend setting up Find My iPhone. or Find my mobile.

where is

Overwater bungalows at the Intercontinental Picture: David Kirkland / Kirklandphotos.com

4. Where is Bora Bora?

Somewhere between heaven and paradise, right? To be more exact, Bora Bora is in the South Pacific, roughly halfway between Australia’s eastern states and the west coast of the US. Bora Bora is one of the Leeward Islands, a coral-reef surrounded archipelago which is part of the Society Islands, which is in turn part of French Polynesia.

where is

Party central: Carnival dancers at the 2016 Olympics in Rio. Picture: Getty

 

 

 

5. Where is Rio?

Rio de Janeiro – or Rio to those who can’t be bothered trying to spell its full name – is Brazil’s biggest city. It’s located on the Atlantic coast of southeastern Brazil, South America’s biggest country. You may know it as the host city of the 2016 Olympic Games, for its beaches including Copacabana and Ipanema, or as the host of the annual Carnival, one of the world’s most colourful festivals.

where is

Flamin’ galah, it’s Palm Beach! Picture: Bob Barker

6. Where is Home and Away filmed?

Duh, in Summer Bay, of course. Actually, you’ll find the backdrop for the Australian soap opera on Palm Beach, one of Sydney’s beautiful Northern Beaches. Located about an hour’s drive from the CBD, it’s accessible by bus or you can take a Flamin’ Galah tour. Bonus tip: If your next question is where to find Erinsborough, here’s the hot tip – the real-life Ramsay Street is Pin Oak Court, in the Melbourne suburb of Vermont South, and you can see it on an official Neighbours tour.

 

where is

The spectacular Blue Lagoon on the island of Comino is one of Malta’s top attractions.

 

7. Where is Malta?

Malta is small island nation in the centre of Mediterranean, in Europe. The archipelago covers 316sq km, making it one of the world’s smallest and most densely populated countries. Its attractions include beaches, historic sites in the capital Valletta and the stunning Blue Lagoon.

 

 

where is

A snorkeller gets up close with the wildlife on the Great Barrier Reef. Picture: Calypso Productions

8. Where is the Great Barrier Reef?

The Great Barrier Reef marine park stretches 3000km along the Queensland coast, from near the southern coastal town of Bundaberg, up past the northern tip of Cape York. It’s so big and spectacular that it’s the only living thing on earth visible from space. Basically, you can’t miss it.

 

where is

There it is! The location of Perth, WA, has been perplexing Google users for years.

 

 

9. Where is Perth?

C’mon Aussies, you can do better. This one topped the list of most Googled travel questions back in 2013, so you’d think we’d have worked it out by now. Situated on Australia’s southwestern coast, on the Swan River, Perth is the state capital of Western Australia. We’ll give you the benefit of the doubt and point out that perhaps there was a different Perth you were looking for, such as Perth, Scotland.

 

Which way to Everest? Picture: iStock

10. Where is Mount Everest?

You’ll find the highest mountain on Earth on the border between Nepal and Tibet in the Himalayan Mountains in Asia. Adventurous types who want to join the surge of touristsheaded for Mt Everest will need to travel via Kathmandu, Nepal’s capital city, to Lukla where most base camp treks begin.

 

Thanks escape.com.au for this little insite 🙂

Why Should You Invest in Property?

Why Should You Invest in Property?

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Investing in property has long been the preferred way to create wealth with average Australians and with very good reason. Over the years and fluctuating markets – property investment has delivered solid returns and enabled millions of everyday people to create real wealth.

Risk

Investing in property is not as complicated or risky as other financial products like stocks, shares or
bonds. Property has been generally considered a solid and reliable asset.

The investment principles involved in property are also pretty simple and, with realistic objectives, the right approach and plenty of research, you can vastly minimise your risks and in fact achieve attractive returns over the long term.

So how can a well-researched property investment deliver a good return? One of the greatest attractions of property investment is the ability to leverage. Leverage means the potential to borrow money to expand your buying capacity and maximise your returns.

House on Money

 

No one can guarantee that your property will go up in value every year but historically on average Australian property has doubled in value every 8 to 12 years. So imagine the financial gain if an investment property was held for 20,30 or 40 years.

 

Renting out your investment means that your tenants help you pay off your mortgage. There may be a shortfall between your mortgage repayments and your rental income, however, if the rent increases over time, and your mortgage payments decrease this shortfall will lesson and may eventually become a positive income. Rental values have also increased historically so it is possible that your investment property will deliver increasing income over the years.

If your rental income is higher than the mortgage repayments, the additional cash can be directed back onto the loan to help pay off the principal sum. While this can take time, the result will be an income-generating asset. Of course, there may be times when the property sits vacant – you should always tray and have funds set aside to cover this time.

property-investment13.11.14

There are so many reasons and ways to invest in property and we could fill up an entire website with ways to achieve this. But each person and their situation requires a different strategy and that as why you should come and talk to us!

Let us help you ride the wave to wealth through investment property!

APRA and the Government Trying to Strangle the Mum and Dad Investors!

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Are you a property investor and worried about the new laws that APRA (Australian Prudential Regulation Authority) and the government are forcing onto the banks? Are you wondering how this will affect you directly? Can you still expand your property portfolio and if you are not yet an investor will you still be able to buy an investment property?

You may have already received a letter from the bank if you have an investment loan or an interest only loan telling you that your current interest rate has gone up. Why is it so? Well APRIA is making the banks and lending institutions carry more cash on hand against the mortgage that it has on a property.  So what the government is doing is making our banks more secure, this means that the banks needed to do a capital float to raise more money. What do investors want if they are going to buy shares in a bank? A good return! Where does this return come from? It comes from the banks pushing up the interest rates on investment and interest only loans to pay for the cash reserves they hold now.  This now slows up the consumer confidence in investing and reduces the 10% growth on investment borrowing per annum the government is trying to achieve.

The banks are also changing how a person can service a loan and making the conditions to approve the finance harder, with base rate servicing and other measures taken into account.  However it is not all bad, we are making a stronger banking system, the investment loans will be slowing down so for the active investor who has good credit and repayment history with an income to service the debt, you are still going to get a loan and your investing is not going to stop.

Yes the banks want more deposits, greater emphases on savings and good employment or business financials, but they are also inquiring more about the type of client you are. They are interested in your character, do you have a good payment history and are you a desirable client?

Remember the investor that uses their head can see opportunity in every market you just need to know where to look. If you have a good property strategist or broker they can help you with this.

If you want to know more – talk to Blue Wave Property Strategies and get a property plan so we can have you riding the Wave to Wealth!

Here’s another great article on investor lending www.domain.com.au

 

Sunshine Coast Airport – What’s Happening?

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Plans are underway for the Sunshine Coast Airport to become Australia’s newest international airport.

Proposed plans include a 2430 metre runway, new passenger & baggage processing terminal, further development of the aviation business precinct, new retail facilities and expansion to the existing public transport network. Sunshine Coast Airport General Manager Peter Pallot said plans are hoping to be approved mid this year to begin works in 2016 to be fully operational by 2020.

The new runway would be able to cater for existing B737 and A320 without limitations and the addition of the Airbus A330 and Boeing 787. This would open the Sunshine Coast to direct flights from as far away as America and Dubai.

The main priorities for the expansion are the domestic Australian and the increasing New Zealand markets. Mr Pallot says the existing length of the runway restricts even domestic services. Currently cities like Perth and Darwin are out and even Sydney and Melbourne are sometimes load constrained on some days. With the Auckland flights, we can land a full aircraft of 168 passengers, but we can only take off with 139 due to the short length of the runway. The longer runway would enable fully laden 737’s to take off full of passengers with enough fuel to access cities across the country and beyond.

The total cost of the Sunshine Coast Airport expansion – including the runway, taxiways, apron and terminal upgrades was expected to be $347 million. Mr Pallot said that was offset by a $4.1 billion boost to the Sunshine Coast economy over the first 20 years, with more than 5000 jobs generated throughout the community.

According to the EIS, the new runway would decrease noise levels in 13 suburbs, to the north and south of the airport. Only residents of Mudjimba and Yandina Creek could expect an increase in aircraft noise.

Why Should You Invest in Property?

What type of property to buy? Capital Growth or Cash flow?

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What type of property to buy?

Dorchester Park Brochure-3

3bed town house, 2 1/2 bath SLUG and carport, in Carsledine QLD, about 14 to the centre of Brisbane, 25 minutes by car, 900m to train, close to shopping centres and 10 minutes to Westfield Chermside (huge Shopping centre) 15 minutes to Airport and lots of infrastructure projects coming out of Brisbane. Very modern slick town house.

It is one of the most debated topics in property investing – capital growth or cash flow?  The next few blogs I am going to take you through exactly what are capital growth properties and cash flow properties so you can make an informed decision about what is best for you.

Capital growth properties

Buying a property for capital growth essentially means purchasing a property that will rise in market value over time. It can be sold at a significant profit or be used as equity to buy more properties.  They are generally more expensive to buy than cash flow properties and rents are higher.  Properties of this nature can usually be found in capital cities and major regional areas.

With capital growth properties, investors will more than likely contribute to the ongoing cost of the property as the costs will outweigh the rent.

Capital growth properties are a great strategy to earn maximum returns on your investment but you will need to make sure you can afford the upkeep!

Why Should You Invest in Property?

What the election means for property?

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Australian Money

Which Government is going to boost the economy?

Thank god the election is over!  After weeks of promises, promises and more promises from both sides, we now have a new federal government.  Let’s all breathe a sigh of relief that campaign mode is now over and we can get down to governing again.

But, what does this election result mean for the property market?

Well, it’s all about confidence.  In a period of uncertainty (like an election campaign), people tend to more cautious about putting their property on the market until a result is known.  With the decisive result we have witnessed, confidence will be instilled in our economy, encouraging people to put their properties on the market as well as encouraging buyers to come out of the woodwork!

Add to this, the traditional spring selling season is now upon us, so the potential for an influx of properties to hit the market in the coming months is high.

What the election result will do for prices remains to be seen, but according to many experts, purchase prices are slowly inching upwards.

So if you are looking to purchase your first or next investment property, now is definitely the time to buy!