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By Chris Pullen, Blue Wave Property Strategies

Property investment has evolved over the years as the sector has matured and more people took charge of their financial futures.

Long gone are the days when (most) people thought they could just buy any old property, anywhere, and then sit back and watch the money seemingly roll in.

Today, investors make much more strategic decisions when it comes to location, cash flow and future capital growth prospects.


There is also a growing number of investors who are actively considering the “greater good” of the community, including ethical considerations like sustainability features and specialist housing such as for people with disabilities.

As a father myself, it’s this last element of ethical investing that pulls on my heart strings the most.

That’s because there are simply not enough homes for people with disabilities in Queensland.

Of course, we all like to think we would be able to look after our children in our own homes if they have a disability, but sometimes this just isn’t possible.

On top of that, all young people want independence and living at home when you’re in your 20s is definitely not that!

So, it makes me sad that that there is a shortfall of more than 1,700 homes for people with a disability in Queensland.

Plus, there are 800 younger people currently living in aged care homes across the state despite being eligible for independent homes of their own.

Until relatively recently, there were not that many options for young people with disabilities who wanted to live independently nor for the investors would like to help them achieve something that most of us take for granted each day.

However, the National Disability Insurance Scheme, or NDIS, is helping to change that by providing funding for people to independently with the help of in-house carers.


New houses are currently being constructed specifically for people with disabilities which will be classified as NDIS compliant once construction is complete.

These properties are being financed by private investors as well as government and non-profit housing providers to help young people with a disability achieve their independence.

The thing is these properties are well-located and their designs are generally not overly different than a standard house design.

This means that as well as the potential for yields of about 10 per cent annually, investors can also look forward to future capital growth.

So, these types of ethical investors can truly say they are providing shelter as well as helping to improve their own financial futures along the way.